Monday 13 August 2012

Perfect World Wedding Rings - The Top Wedding Ring Buying Tips


Much thought is given into choosing an engagement ring, but what about the other piece of jewelry that you'll wear forever and ever, your wedding ring? Where the engagement ring is the symbol of the promise to be married, the wedding ring is the symbol of actually being married. Exchanged during the wedding ceremony, your wedding ring will tell the world that you're someone's "other half."

Because your wedding ring will be worn for the rest of your life, you want to choose it carefully. Picking your wedding ring will be much easier if you have some helpful hints to guide you. Read on to learn the top wedding ring buying tips and shop for your wedding ring the smart way.

The Top Wedding Ring Buying Tips are:

Set a Budget

Before you and your fiancé set foot in a jewelry store, you should have a budget in mind for your wedding rings. A general guide is to set aside 3% of your wedding budget for wedding rings. But because wedding budgets differ for every couple, you don't have to stick to that standard percentage. If you already have a figure in mind, go for it. Having a pre-set budget will make it much easier for you once the shopping begins and it will also narrow down the choices for you.

Price will vary depending on what metal you choose and if you want extras like diamonds or custom embellishments. A typical gold wedding ring generally costs about $150 but a platinum band with embellishments starts at about $600 and goes up from there.

Know Your Metals

Wedding rings come in several different materials. The most common metals for wedding rings are gold, white gold, platinum and titanium. Gold, white gold and platinum are traditional standards, but titanium can be a good substitute if you're allergic to certain metals or if you're looking for a lower priced alternative.

Besides the obvious different looks of wedding ring metals, varying metals will also compliment your skin tone differently. Try on wedding rings in a range of materials so you can see which metal looks best on you.

Shop Around

When you first go shopping for your wedding ring, check out a couple different stores before you buy. Compare selection and price at a few different stores and determine which store has the right ring for you.

Because you and your fiancé both need wedding rings, stores may give you a discount if you both buy your wedding rings at the same place. But, if you and your fiancé like rings at different stores, buy your rings where you like. It's more important that you're happy with your ring than to get a minimal discount for a ring that you're not thrilled about. Beware of shops that pressure you to buy on the spot. Purchasing your wedding ring is a big deal and it shouldn't be a hasty decision.

Give Yourself Time

After you get engaged it's easy to become immersed in planning your wedding reception and ceremony. Between planning all of the details for your wedding, buying wedding rings can fall by the wayside. Do yourself a favor and don't leave shopping for wedding rings until the last minute.

Start shopping for wedding rings at least 2 months before your wedding date. If you want something specific or you're interested custom features like engraving, start shopping 4 months before your wedding date.

Style it Right

Wedding rings come in a variety of styles. You'll find rings that are thin, thick, plain, studded with diamonds, rounded, squared and in a wide array of metals. Pick a ring that suits your personal style and make sure its something that you'll feel comfortable wearing every day.

If you're laid back and like to dress very casually most of the time, select a ring that will blend in with your casual wardrobe. If you wear suits most of the time and tend to dress up often, pick a ring that is a bit more formal. Brides will also want to make sure that their wedding ring will compliment the engagement ring that they've already chosen.

Shopping for your wedding ring can be a task that is both simple and fun. Don't wait until the last minute and keep these wedding ring buying tips in mind. If you do, you'll have no trouble finding a wedding ring that you'll be happy to wear always.
Article Source: http://EzineArticles.com/671580
engagement rings

Searching For a Job in Difficult Times in Life


If you are like so many people in the world today, chances are that you currently do not have a job. There are tons of resources out there to help you find a job; you just have to know where to look.

One of the first and most obvious places to look for a job is your local unemployment office. If you are eligible, you may also want to sign up for unemployment as well just to make sure you have some type of income coming in. It may seem as if everyone is there and you do not stand a chance for finding a job, but with persistence, you are likely to luck up.

Most people look for jobs that they have previous experience with. While this may be the first thing you need to do, it may not be the only thing you should do. If you are an experienced teacher but know you could probably excel behind an office desk in a doctor's office, then try not to limit yourself to just one profession. Think about the skills you already possess as well as those you would like to learn. Not all employers hire people based on their experience alone.

Try to apply for jobs that you know are not going to experience any layoffs in the near future. Healthcare and energy jobs are always in demand. The food industry is also another very popular career field that isn't expected to be going anywhere anytime soon. Once you have submitted your application with your potential employer, give them time to review it and then give them a call back. People who exhibit interest after applying for a job are usually the ones who end up getting called in for an interview.

Searching your local newspaper classifieds can also take you a long way when searching for a job. However, you may need to search more than one local newspaper as they have a tendency to post different jobs. The internet is also a very valuable resource. Online job sites like CareerBuilder, EmploymentCrossing and Monster post new jobs everyday. It is best if you create an online resume and submit it to these types of sites. Employers tend to find these very useful and usually end up calling you.

In order to fully maximize your chances of getting a job as soon as possible, you need to remain consistent. Do not let there be a week that goes by that you do not pick up a local newspaper and read the classifieds to see what is out there. When it all comes down to it, a job is a job. Sometimes, people have to settle for less than what they think they are worth. People who have a job during this difficult time should consider themselves to be extremely fortunate. It is important to remember that finding a job is work in itself. By taking advantage of all possible job resources, you are sure to find a job suitable enough for your situation in less time than you think.
Article Source: http://EzineArticles.com/2754652
job opportunities

How to Apply for Canadian Life Insurance Quote Easy

There are several ways you can apply for Canadian Life Insurance policies. Nonetheless, before you accept any policy, it is essential for you to clarify the contents you are getting covered for. This information can be found in Canadian Life insurance quotes of the company you are dealing with. These quotes have clear information of what you are being covered and the extent to which you are covered.

Since there are some technical terms and policies that you may not understand and you are looking to strike the best policy, you should look for an informed person who will help you in analyzing the quote. Financial planners are more suitable than insurers since they are neutral and will tend to give accurate information. Insurers do tend to encourage you to take some products or policies and hence their advice is not reliable.

All Canadian life insurance quotes have fine prints of their policies. Before you decide on the quote to choose, you should read through the fine print of the life insurance policy you are applying for. Failure to read the terms and conditions of the policy well may result to your family being not covered since there are some requirements you did not fulfill. In case you are incapable of getting specific product packs from the website of the company, you can call the customer support number to have a product pack sent to you.

Ensure to conduct thorough and informed market research. There are many insurance companies in Canada. All companies offering online services have an online quote facility. This quote facility is essential in helping you to determine the annual premium cost of the policy you have chosen. Financial agents can help you to go through the Canadian term life insurance quote and determining whether the policies are suitable. Purchase from the company that have the most affordable and effective life insurance coverage.

After you have got a company with best Canadian Life insurance quotes that you meet its criteria, fill the application. All companies do include a form that you can fill and send it via email. Alternatively, you can fill the form and print a copy that you can in turn send through post office. If you apply online, the companies do require you to take the original documents to specified places.

Ensure that the documents requested are taken on time. Failure to deliver the documents will make your insurance application to be rejected. The address to where you will take the documents is provided in the application form you fill. The other application way for the policy is done using telephone. Applicants are asked a series of questions that are used to determine suitable  Canadian term life insurance quote applicable to them depending on characteristics described.

The companies are interested in knowing your personal information like age, health, and work background and health condition. These questions should be answered honestly as failure to be honest will be termed as fraud. Fraud is a form of scam and can lead to lawsuits in future. You can also choose between term life insurance and permanent life insurance policy. Find the terms and condition of both policies before you choose one.
Article Source: http://EzineArticles.com/5330320
term life insurance quote

Cost Effective Term Life Insurance in Canada

Term Life Insurance in Canada has become very competitive in the past 5 years. There are many life insurers competing for your business and that has led to lower overall premiums.


So now is a good time to buy a policy if you have been putting it off.

This could also be a good time to consider replacing your current term coverage if you have had it for some time and want to save money. Do this with some caution though as your health may have changed or your term policy may have guarantees and features that your new plan does not. It does not hurt to review your policy with Canadian term life insurance broker before making that choice.

Canadian policies that have declined in price have done so due to competition. But this is not the only reason. The lowest cost policies are available because the insurers are asking for more medical evidence than they used to. For amounts over $250,000 this means a blood test is almost a certainty. For older purchasers it could mean a doctors visit or an ECG test of your heart. Don't worry, the insurers know that as we age that our health is not as perfect as it was when we were teens - so a medical test or Doctors visit is nothing to get upset about!

If medical tests are a concern to you because you do not like them or because they are inconvenient, do not worry, there are term plans in Canada where no medical is required. These will not be the lowest premium because the insurance company has less certainty that you are in great health.

Canadian term policies come in all different shapes and sizes. Term policies range from 1 year to term to age 100. Oh, if you are new to life insurance the term is the length of time that the policy is in force without any change. So a one year policy would either expire at the end of the year or renew at a higher price. It is best to look for a policy that is guaranteed renewable. This gives you certainty that it will be in force longer than just one term which could be very beneficial if you need coverage longer than anticipated and are in poor health.

The most common terms are 10 and 20 years. 30 year term is becoming more popular as well with people taking longer mortgages. Make sure you pick a term that matches the length of time you expect to need coverage for (i.e. while the kids will be dependent)

If you are worried about the cost - don't be! Term Life Insurance in Canada is a good way to get a lot of coverage for a reasonable amount of money. You will be surprised by how affordable it is.
Article Source: http://EzineArticles.com/1519657
term life insurance broker

Famous Oil Painting Reproductions - The Secret to Affordable Oil

Art is one of the most incredible parts of human culture. Only we have the ability to capture our imaginations and perceptions of the world, and put that onto a permanent medium such as canvas. An oil painting can then be shared with others to love and enjoy as well. There are so many beautiful works of art in the world but most are housed in museums and galleries around the world where many people don't have the chance to see them. Now, however, many talented artists are capturing the beauty of these masterpieces and the general public is being given the opportunity to buy these oil paintings at an affordable price. How? Through an exciting method called oil painting reproduction.

What is an Oil Painting Reproduction?

An oil painting reproduction is basically a recreation of a masterpiece by a new artist. As the name suggests, these pieces are created using oil-based paints on a canvas. Because they are oil painting reproductions, they are considerably more affordable than the originals. Instead of millions of dollars, you could be paying less than one hundred dollars.

Perhaps the best part is that you are not purchasing a manufactured copy of the painting. You're not ordering mass created art. Each oil painting reproduction is hand created by actual painters and artists who have been specially trained so they can carefully and accurately recreate the works of such revered artists as Vincent van Gogh, Claude Monet, and Pablo Picasso and others. Each piece may be a reproduction, but each is also unique with minor differences incorporated by the different artists.

Another amazing thing about these oil painting reproductions is that they have great texture. The oil painting is crisp, clear, and alive on the canvas. It creates a breathtaking finished piece of art that will be a focal point or topic of conversation in any room.

There is a huge variety of oil painting reproductions to choose from. If you have a favorite artist, you'll be able to purchase an oil painting reproduction of his or her art. Almost all of the classic masters' work can be re-created. Even art that was massive in scale can be redone as a smaller oil painting for display in your home. You can have an artist create an oil painting from a photograph that you submit. Imagine hanging an oil painting reproduction of your family portrait over the mantel.

No matter why you buy an oil painting reproduction, whether its because the painting speaks to your heart, or because it makes your room come alive with color, personality and life, you're going to love having your very own oil painting reproduction on display for you to enjoy 24/7.
Article Source: http://EzineArticles.com/1404535
portrait

Top 5 Sri Lanka Hotels to Stay

For a little island, Sri Lanka indeed offers truly amazing arrays of attractions. Its coasts are filled with beaches that are palm-lined, some of them having world-class surf breaks. Witnessing the stone-cut Buddhist art and the towering dagobas of the ancient capitals of Anuradhapura and Polonnaruwa, together with the elephant-led festival processions, Kandyan dances, or any temple located on poya days (days of full moon) will surely delight you. As you go to the Hill Country, the plains' heat will fade away to expose rolling green hills endowed with tea plantations and lanka mirror. These are just some of the marvels of Sri Lanka. If you want to visit now, here are some of the best Sri Lanka hotels for you to stay in.


1. Anilana Park Street Hotel - This hotel was built before the abode of the Colombo entrepreneur, Sheikh Salehboy Moosajee, with his second wife, Begum Zarina. It is located on a leafy side called The Park Street, which from a busy city, acts as a solace and is incomparable with the city's five star properties.

2. Amangalla - Though this historic hotel located in the centre of Galle Fort had changes since it became an Aman resort, it still upholds its wonderful past as it has popularly and comfortably welcomed 140 years of guests during its time as the well-known New Oriental Hotel. Its cuisine is famous for its fineness and the hotel is known for its stunning surroundings.

3. Sri Villas - This beautiful, two-storey contemporary colonial is very ideal for friends, families and for all sociable types. This hotel is located on a long stretch of beach in Induruwa's village. Its three well-refurbished individual contemporary villas include amazing views of the Indian Ocean that are really breathtaking at sunset. All of its villas also include their own fully equipped private kitchens which allow guests to prepare their meals if they wish to.

4. The Dutch House - This hotel which is also called the "Doornberg" is also one of Ceylon's well-preserved historical mansions. It was built around 1712 for a Dutch naval fleet officer as a mansion with seven beds overlooking the ocean and the harbor. Later on, it was transformed into an exquisite four-suite hotel. This hotel offers more than enough space for you to unwind.

5. Boulder Green - This fine hotel seamlessly blends into its surroundings and environment. It is built under and around really gigantic boulders. What gives the Boulder Garden its mystic and mysterious feeling is its original and nature-blending feature. The winding stone steps with deep corridors and give visitors a medieval feeling because of the rock walls, huge timber beams, mirror-polished cement floors, and grilled windows.
Article Source: http://EzineArticles.com/2252346
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